{"id":41189,"date":"2026-10-23T15:41:03","date_gmt":"2026-10-23T12:41:03","guid":{"rendered":"https:\/\/polis812.ru\/blog\/?p=41189"},"modified":"2026-10-23T16:32:29","modified_gmt":"2026-10-23T13:32:29","slug":"e-osago-v-2026-godu-pochemu-voditeli-vse-chashhe-oformlyayut-polis-onlajn","status":"publish","type":"post","link":"https:\/\/polis812.ru\/blog\/e-osago-v-2026-godu-pochemu-voditeli-vse-chashhe-oformlyayut-polis-onlajn\/","title":{"rendered":"\u0415-\u041e\u0421\u0410\u0413\u041e \u0432 2026 \u0433\u043e\u0434\u0443: \u043f\u043e\u0447\u0435\u043c\u0443 \u0432\u043e\u0434\u0438\u0442\u0435\u043b\u0438 \u0432\u0441\u0435 \u0447\u0430\u0449\u0435 \u043e\u0444\u043e\u0440\u043c\u043b\u044f\u044e\u0442 \u043f\u043e\u043b\u0438\u0441 \u043e\u043d\u043b\u0430\u0439\u043d"},"content":{"rendered":"<blockquote class=\"block-grey-easy block-rounded\"><p><strong>\u042d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0439 \u041e\u0421\u0410\u0413\u041e \u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0442\u0441\u044f \u043f\u0440\u0438\u0432\u044b\u0447\u043d\u044b\u043c \u0441\u043f\u043e\u0441\u043e\u0431\u043e\u043c \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0438.<\/strong> \u0417\u0430 \u044f\u043d\u0432\u0430\u0440\u044c\u2013\u0441\u0435\u043d\u0442\u044f\u0431\u0440\u044c 2026 \u0433\u043e\u0434\u0430 \u0440\u043e\u0441\u0441\u0438\u044f\u043d\u0435 \u043a\u0443\u043f\u0438\u043b\u0438 43,3 \u043c\u043b\u043d \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u043f\u043e\u043b\u0438\u0441\u043e\u0432 \u2014 \u043f\u0440\u0438\u043c\u0435\u0440\u043d\u043e \u043d\u0430 60% \u0431\u043e\u043b\u044c\u0448\u0435, \u0447\u0435\u043c \u0437\u0430 \u0442\u043e\u0442 \u0436\u0435 \u043f\u0435\u0440\u0438\u043e\u0434 \u0433\u043e\u0434\u043e\u043c \u0440\u0430\u043d\u0435\u0435. \u041d\u0430 \u0435-\u041e\u0421\u0410\u0413\u041e \u0443\u0436\u0435 \u043f\u0440\u0438\u0445\u043e\u0434\u0438\u0442\u0441\u044f 82% \u0432\u0441\u0435\u0445 \u043f\u0440\u043e\u0434\u0430\u043d\u043d\u044b\u0445 \u043f\u043e\u043b\u0438\u0441\u043e\u0432 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u043e\u0439 \u0430\u0432\u0442\u043e\u0433\u0440\u0430\u0436\u0434\u0430\u043d\u043a\u0438.<\/p><\/blockquote>\n<h3><!-- shortcode widgetOsago --><\/h3>\n<div class=\"shortcode\" data-shotrcode=\"widgetOsago\"><script data-partner=\"899\" data-type=\"osago\" data-white-label=\"true\" src=\"https:\/\/polis812.ru\/wl\/loader.js\"><\/script><\/div>\n<ol class=\"menu\">\n<li><a href=\"#41189_menuItem1\">\u0421\u043a\u043e\u043b\u044c\u043a\u043e \u0435-\u041e\u0421\u0410\u0413\u041e \u043e\u0444\u043e\u0440\u043c\u043b\u044f\u044e\u0442 \u0432 \u0420\u043e\u0441\u0441\u0438\u0438<\/a><\/li>\n<li><a href=\"#41189_menuItem2\">\u041f\u043e\u0447\u0435\u043c\u0443 \u041e\u0421\u0410\u0413\u041e \u043f\u0435\u0440\u0435\u0445\u043e\u0434\u044f\u0442 \u0432 \u043e\u043d\u043b\u0430\u0439\u043d<\/a><\/li>\n<li><a href=\"#41189_menuItem3\">\u041a\u0430\u043a \u043a\u0443\u043f\u0438\u0442\u044c \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0439 \u041e\u0421\u0410\u0413\u041e<\/a><\/li>\n<\/ol>\n<h2 id=\"41189_menuItem1\" style=\"text-align: center;\" data-name=\"41189_menuItem1\">\u0421\u043a\u043e\u043b\u044c\u043a\u043e \u0435-\u041e\u0421\u0410\u0413\u041e \u043e\u0444\u043e\u0440\u043c\u043b\u044f\u044e\u0442 \u0432 \u0420\u043e\u0441\u0441\u0438\u0438<\/h2>\n<p>\u042d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0439 \u0444\u043e\u0440\u043c\u0430\u0442 \u041e\u0421\u0410\u0413\u041e \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0430\u0435\u0442 \u0431\u044b\u0441\u0442\u0440\u043e \u043d\u0430\u0431\u0438\u0440\u0430\u0442\u044c \u043f\u043e\u043f\u0443\u043b\u044f\u0440\u043d\u043e\u0441\u0442\u044c. \u0417\u0430 \u043f\u0435\u0440\u0432\u044b\u0435 \u0442\u0440\u0438 \u043a\u0432\u0430\u0440\u0442\u0430\u043b\u0430 2026 \u0433\u043e\u0434\u0430 \u0440\u043e\u0441\u0441\u0438\u044f\u043d\u0435 \u043e\u0444\u043e\u0440\u043c\u0438\u043b\u0438 <strong>43,3 \u043c\u043b\u043d \u0435-\u043f\u043e\u043b\u0438\u0441\u043e\u0432<\/strong>. \u042d\u0442\u043e \u043d\u0430 60% \u0431\u043e\u043b\u044c\u0448\u0435 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u044f \u0437\u0430 \u0430\u043d\u0430\u043b\u043e\u0433\u0438\u0447\u043d\u044b\u0439 \u043f\u0435\u0440\u0438\u043e\u0434 2025 \u0433\u043e\u0434\u0430.<\/p>\n<p>\u041e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u0437\u0430\u043c\u0435\u0442\u043d\u044b\u0439 \u0440\u043e\u0441\u0442 \u043f\u0440\u0438\u0448\u0435\u043b\u0441\u044f \u043d\u0430 \u0441\u0435\u043d\u0442\u044f\u0431\u0440\u044c: \u0437\u0430 \u043c\u0435\u0441\u044f\u0446 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0449\u0438\u043a\u0438 \u043f\u0440\u043e\u0434\u0430\u043b\u0438 <strong>5,3 \u043c\u043b\u043d \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u043f\u043e\u043b\u0438\u0441\u043e\u0432<\/strong>. \u0413\u043e\u0434\u043e\u043c \u0440\u0430\u043d\u0435\u0435 \u0437\u0430 \u0441\u0435\u043d\u0442\u044f\u0431\u0440\u044c \u0431\u044b\u043b\u043e \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043e \u043e\u043a\u043e\u043b\u043e 3,7 \u043c\u043b\u043d \u0435-\u041e\u0421\u0410\u0413\u041e.<\/p>\n<table style=\"background-color: #edf2f7;\" cellpadding=\"15%\">\n<thead>\n<tr>\n<th><span style=\"font-size: 10pt;\">\u041f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u044c<\/span><\/th>\n<th><span style=\"font-size: 10pt;\">2026 \u0433\u043e\u0434<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"font-size: 10pt;\">\u0415-\u041e\u0421\u0410\u0413\u041e \u0437\u0430 9 \u043c\u0435\u0441\u044f\u0446\u0435\u0432<\/span><\/td>\n<td><span style=\"font-size: 10pt;\"><strong>43,3 \u043c\u043b\u043d<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-size: 10pt;\">\u0414\u043e\u043b\u044f \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u043f\u043e\u043b\u0438\u0441\u043e\u0432<\/span><\/td>\n<td><span style=\"font-size: 10pt;\"><strong>82%<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-size: 10pt;\">\u0415-\u041e\u0421\u0410\u0413\u041e \u0437\u0430 \u0441\u0435\u043d\u0442\u044f\u0431\u0440\u044c<\/span><\/td>\n<td><span style=\"font-size: 10pt;\"><strong>5,3 \u043c\u043b\u043d<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-size: 10pt;\">\u0420\u043e\u0441\u0442 \u0437\u0430 \u0433\u043e\u0434 \u0432 \u0441\u0435\u043d\u0442\u044f\u0431\u0440\u0435<\/span><\/td>\n<td><span style=\"font-size: 10pt;\"><strong>43,1%<\/strong><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<blockquote class=\"block-left-line line-blue-easy\"><p><strong>\u042d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0439 \u043f\u043e\u043b\u0438\u0441 \u0443\u0436\u0435 \u0441\u0442\u0430\u043b \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u043c \u0444\u043e\u0440\u043c\u0430\u0442\u043e\u043c \u041e\u0421\u0410\u0413\u041e.<\/strong> \u0412\u0441\u0435 \u0431\u043e\u043b\u044c\u0448\u0435 \u0432\u043e\u0434\u0438\u0442\u0435\u043b\u0435\u0439 \u043f\u0440\u0435\u0434\u043f\u043e\u0447\u0438\u0442\u0430\u044e\u0442 \u043e\u0444\u043e\u0440\u043c\u0438\u0442\u044c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0443 \u0447\u0435\u0440\u0435\u0437 \u0438\u043d\u0442\u0435\u0440\u043d\u0435\u0442, \u0431\u0435\u0437 \u043f\u043e\u0435\u0437\u0434\u043a\u0438 \u0432 \u043e\u0444\u0438\u0441 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0439 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438.<\/p><\/blockquote>\n<h2 id=\"41189_menuItem2\" style=\"text-align: center;\" data-name=\"41189_menuItem2\">\u041f\u043e\u0447\u0435\u043c\u0443 \u041e\u0421\u0410\u0413\u041e \u043f\u0435\u0440\u0435\u0445\u043e\u0434\u044f\u0442 \u0432 \u043e\u043d\u043b\u0430\u0439\u043d<\/h2>\n<p>\u0413\u043b\u0430\u0432\u043d\u043e\u0435 \u043f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u043e \u0435-\u041e\u0421\u0410\u0413\u041e \u2014 \u043e\u0444\u043e\u0440\u043c\u0438\u0442\u044c \u043f\u043e\u043b\u0438\u0441 \u043c\u043e\u0436\u043d\u043e \u043f\u043e\u043b\u043d\u043e\u0441\u0442\u044c\u044e \u0447\u0435\u0440\u0435\u0437 \u0438\u043d\u0442\u0435\u0440\u043d\u0435\u0442. \u041d\u0435 \u043d\u0443\u0436\u043d\u043e \u0435\u0445\u0430\u0442\u044c \u0432 \u043e\u0444\u0438\u0441, \u0436\u0434\u0430\u0442\u044c \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u044f \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u043e\u0432 \u0438\u043b\u0438 \u0445\u0440\u0430\u043d\u0438\u0442\u044c \u0431\u0443\u043c\u0430\u0436\u043d\u044b\u0439 \u0431\u043b\u0430\u043d\u043a.<\/p>\n<p><strong>\u041e\u043d\u043b\u0430\u0439\u043d-\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u0435 \u0443\u0434\u043e\u0431\u043d\u043e, \u0435\u0441\u043b\u0438 \u043d\u0443\u0436\u043d\u043e:<\/strong><\/p>\n<ul>\n<li>\u0431\u044b\u0441\u0442\u0440\u043e \u043f\u0440\u043e\u0434\u043b\u0438\u0442\u044c \u0434\u0435\u0439\u0441\u0442\u0432\u0443\u044e\u0449\u0438\u0439 \u043f\u043e\u043b\u0438\u0441;<\/li>\n<li>\u043e\u0444\u043e\u0440\u043c\u0438\u0442\u044c \u041e\u0421\u0410\u0413\u041e \u0431\u0435\u0437 \u043f\u043e\u0441\u0435\u0449\u0435\u043d\u0438\u044f \u043e\u0444\u0438\u0441\u0430;<\/li>\n<li>\u0441\u0440\u0430\u0432\u043d\u0438\u0442\u044c \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u0439 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0449\u0438\u043a\u043e\u0432;<\/li>\n<li>\u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0439 \u043f\u043e\u043b\u0438\u0441 \u0441\u0440\u0430\u0437\u0443 \u043f\u043e\u0441\u043b\u0435 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u044f.<\/li>\n<\/ul>\n<div style=\"background: linear-gradient(135deg, #e8f3ff 0%, #f4f9ff 100%); border: 2px solid #3182ce; padding: 22px 24px; border-radius: 12px; margin: 24px 0; text-align: center;\">\n<p><strong style=\"font-size: 18px;\">\u0425\u043e\u0442\u0438\u0442\u0435 \u0443\u0437\u043d\u0430\u0442\u044c \u0441\u0432\u043e\u0439 \u041a\u0411\u041c \u043f\u0435\u0440\u0435\u0434 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u0435\u043c \u041e\u0421\u0410\u0413\u041e?<\/strong><\/p>\n<p style=\"margin: 10px 0 16px;\">\u041f\u0440\u043e\u0432\u0435\u0440\u044c\u0442\u0435 \u043a\u043e\u044d\u0444\u0444\u0438\u0446\u0438\u0435\u043d\u0442 \u0431\u0435\u0441\u043f\u043b\u0430\u0442\u043d\u043e \u2014 \u043e\u043d \u0432\u043b\u0438\u044f\u0435\u0442 \u043d\u0430 \u0438\u0442\u043e\u0433\u043e\u0432\u0443\u044e \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u043f\u043e\u043b\u0438\u0441\u0430.<\/p>\n<p style=\"margin: 0;text-align:center;\"><a class=\"button\" title=\"\u041f\u0440\u043e\u0432\u0435\u0440\u0438\u0442\u044c \u041a\u0411\u041c \u041e\u0421\u0410\u0413\u041e \u0431\u0435\u0441\u043f\u043b\u0430\u0442\u043d\u043e\" href=\"https:\/\/polis812.ru\/proverit-kbm-osago\" target=\"_blank\" rel=\"noopener noreferrer\">\u041f\u0420\u041e\u0412\u0415\u0420\u0418\u0422\u042c \u041a\u0411\u041c \u0411\u0415\u0421\u041f\u041b\u0410\u0422\u041d\u041e<\/a><\/p>\n<\/div>\n<div style=\"background: #eef6ff; border-left: 4px solid #3182ce; padding: 18px 20px; border-radius: 8px; margin: 20px 0;\"><strong>\u0426\u0435\u043d\u0430 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0433\u043e \u041e\u0421\u0410\u0413\u041e \u043d\u0435 \u0444\u0438\u043a\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u0430\u044f.<\/strong> \u041d\u0430 \u043d\u0435\u0435 \u0432\u043b\u0438\u044f\u044e\u0442 \u0440\u0435\u0433\u0438\u043e\u043d, \u041a\u0411\u041c, \u0432\u043e\u0437\u0440\u0430\u0441\u0442 \u0438 \u0441\u0442\u0430\u0436 \u0432\u043e\u0434\u0438\u0442\u0435\u043b\u0435\u0439, \u043c\u043e\u0449\u043d\u043e\u0441\u0442\u044c \u0430\u0432\u0442\u043e\u043c\u043e\u0431\u0438\u043b\u044f \u0438 \u0442\u0430\u0440\u0438\u0444 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0439 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438.<\/div>\n<h2 id=\"41189_menuItem3\" style=\"text-align: center;\" data-name=\"41189_menuItem3\">\u041a\u0430\u043a \u043a\u0443\u043f\u0438\u0442\u044c \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0439 \u041e\u0421\u0410\u0413\u041e<\/h2>\n<p>\u0427\u0442\u043e\u0431\u044b \u043e\u0444\u043e\u0440\u043c\u0438\u0442\u044c \u0435-\u041e\u0421\u0410\u0413\u041e, \u0434\u043e\u0441\u0442\u0430\u0442\u043e\u0447\u043d\u043e \u0443\u043a\u0430\u0437\u0430\u0442\u044c \u0434\u0430\u043d\u043d\u044b\u0435 \u0430\u0432\u0442\u043e\u043c\u043e\u0431\u0438\u043b\u044f \u0438 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\u00ab\u0415-\u041e\u0421\u0410\u0413\u041e \u043f\u043e\u0441\u0442\u0435\u043f\u0435\u043d\u043d\u043e \u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0442\u0441\u044f \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u043d\u044b\u043c \u0441\u043f\u043e\u0441\u043e\u0431\u043e\u043c \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u044f \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u043e\u0439 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0438. \u0414\u043b\u044f \u0432\u043e\u0434\u0438\u0442\u0435\u043b\u044f \u044d\u0442\u043e \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u044c \u0431\u044b\u0441\u0442\u0440\u043e \u0440\u0430\u0441\u0441\u0447\u0438\u0442\u0430\u0442\u044c \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c, \u043f\u0440\u043e\u0432\u0435\u0440\u0438\u0442\u044c \u0441\u0432\u043e\u0439 \u041a\u0411\u041c, \u0441\u0440\u0430\u0432\u043d\u0438\u0442\u044c \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u044f 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