{"id":27004,"date":"2024-03-13T06:51:04","date_gmt":"2024-03-13T03:51:04","guid":{"rendered":"https:\/\/polis812.ru\/blog\/?p=27004"},"modified":"2026-05-28T13:58:55","modified_gmt":"2026-05-28T10:58:55","slug":"bank-sankt-peterburg-akkreditovannye-strahovye-kompanii-po-ipoteke","status":"publish","type":"post","link":"https:\/\/polis812.ru\/blog\/bank-sankt-peterburg-akkreditovannye-strahovye-kompanii-po-ipoteke\/","title":{"rendered":"\u0411\u0430\u043d\u043a \u0421\u0430\u043d\u043a\u0442-\u041f\u0435\u0442\u0435\u0440\u0431\u0443\u0440\u0433 \u2014 \u0430\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u043d\u044b\u0435 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u043f\u043e \u0438\u043f\u043e\u0442\u0435\u043a\u0435"},"content":{"rendered":"<p><!-- shortcode widgetMortgage --><\/p>\n<div class=\"shortcode\" data-shotrcode=\"widgetMortgage\"><!-- POLIS812 CODE {literal} --><br \/>\n<script data-params=\"YmFua19pZD0xJmRlYnQ9MTAwMDAwMCZvYmplY3RfdHlwZT1mbGF0JnNleD1tYWxl\" data-white-label=\"true\" data-type=\"mortgage\" data-title=\"\u0418\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0435 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u043e\u043d\u043b\u0430\u0439\u043d\" data-subtitle=\"\u041b\u0443\u0447\u0448\u0438\u0439 \u0441\u043f\u043e\u0441\u043e\u0431 \u043e\u0446\u0435\u043d\u0438\u0442\u044c, \u0441\u0440\u0430\u0432\u043d\u0438\u0442\u044c \u0438 \u043a\u0443\u043f\u0438\u0442\u044c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0443 \u043e\u0442 \u043d\u0430\u0434\u0435\u0436\u043d\u044b\u0445 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439\" data-show-companies=\"true\" data-theme=\"polis\" data-colors=\"%7B%22primary%22%3A%22%236FA9FA%22%2C%22secondary%22%3A%22%237CB1FB%22%2C%22accent%22%3A%22%23FFAD32%22%2C%22accentHover%22%3A%22%23FFB74C%22%2C%22secondaryLight%22%3A%22%23F1F6FB%22%2C%22calculatorBlock1%22%3A%22%23AAE9C4%22%2C%22calculatorBlock2%22%3A%22%2327AE60%22%2C%22calculatorBlock3%22%3A%22%23C5DDFE%22%7D\" data-partner=\"899\" type=\"application\/javascript\" src=\"https:\/\/polis812.ru\/wl\/loader.js\"><\/script><br \/>\n<!-- {\/literal} POLIS812 CODE --><\/div>\n<p><!-- \/shortcode widgetMortgage --><\/p>\n<ol class=\"menu\">\n<li><a href=\"#27004_menuItem1\">\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u2014 \u0411\u0430\u043d\u043a \u0421\u0430\u043d\u043a\u0442-\u041f\u0435\u0442\u0435\u0440\u0431\u0443\u0440\u0433<\/a><\/li>\n<li><a href=\"#27004_menuItem2\">\u041e\u0442\u043c\u0435\u043d\u0430 \u0430\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u0430\u0446\u0438\u0438 \u0434\u043b\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0438<\/a><\/li>\n<li><a href=\"#27004_menuItem3\">\u041d\u0435\u0430\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u043d\u044b\u0435 \u0434\u0435\u0448\u0435\u0432\u044b\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438<\/a><\/li>\n<li><a href=\"#27004_menuItem4\">\u0422\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f \u0431\u0430\u043d\u043a\u0430 \u043a \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0443 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f<\/a><\/li>\n<\/ol>\n<blockquote class=\"block-left-line line-grey\"><p>\u041f\u0440\u0438 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u0438 \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u043e\u0444\u043e\u0440\u043c\u0438\u0442\u044c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438. \u041f\u043e\u043b\u0438\u0441 \u0442\u0440\u0435\u0431\u0443\u0435\u0442\u0441\u044f \u0435\u0436\u0435\u0433\u043e\u0434\u043d\u043e, \u043f\u043e\u044d\u0442\u043e\u043c\u0443 \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u0443 \u0432\u0430\u0436\u043d\u043e \u0432\u044b\u0431\u0440\u0430\u0442\u044c \u043d\u0435 \u0442\u043e\u043b\u044c\u043a\u043e \u0430\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u043d\u0443\u044e \u0431\u0430\u043d\u043a\u043e\u043c \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044e, \u043d\u043e \u0438 \u0434\u0435\u0448\u0435\u0432\u0443\u044e. \u041d\u0438\u0436\u0435 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u0435\u043d \u0441\u043f\u0438\u0441\u043e\u043a \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0445 \u043f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u0432 \u0431\u0430\u043d\u043a\u0430 \u0421\u0430\u043d\u043a\u0442-\u041f\u0435\u0442\u0435\u0440\u0431\u0443\u0440\u0433 \u043d\u0430 2026 \u0433\u043e\u0434.<\/p><\/blockquote>\n<h2 id=\"27004_menuItem1\" style=\"text-align: center;\" data-name=\"27004_menuItem1\">\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 &#8212; \u0411\u0430\u043d\u043a \u0421\u0430\u043d\u043a\u0442-\u041f\u0435\u0442\u0435\u0440\u0431\u0443\u0440\u0433<\/h2>\n<p>\u0418\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0435 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u043c\u043e\u0436\u043d\u043e \u043e\u0444\u043e\u0440\u043c\u0438\u0442\u044c \u0432 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438, \u043a\u043e\u0442\u043e\u0440\u0430\u044f \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u043e\u043c \u0434\u043b\u044f \u0437\u0430\u0449\u0438\u0442\u044b \u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u0430 \u0438 \u0436\u0438\u0437\u043d\u0438. \u041d\u0430 \u0434\u0430\u043d\u043d\u044b\u0439 \u043c\u043e\u043c\u0435\u043d\u0442 \u0432 \u043f\u0435\u0440\u0435\u0447\u0435\u043d\u044c \u043f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u0432 \u0421\u0430\u043d\u043a\u0442-\u041f\u0435\u0442\u0435\u0440\u0431\u0443\u0440\u0433 \u0431\u0430\u043d\u043a\u0430 \u0432\u0445\u043e\u0434\u044f\u0442 \u0442\u0430\u043a\u0438\u0435 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438:<\/p>\n<ul>\n<li>\u0410\u043b\u044c\u0444\u0430\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435<\/li>\n<li>\u0410\u0431\u0441\u043e\u043b\u044e\u0442 \u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435<\/li>\n<li>\u0412\u0421\u041a<\/li>\n<li>\u0413\u0430\u0439\u0434\u0435<\/li>\n<li>\u0420\u0435\u043d\u0435\u0441\u0441\u0430\u043d\u0441 \u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435<\/li>\n<li>\u0415\u0432\u0440\u043e\u0438\u043d\u0441<\/li>\n<li>\u0417\u0435\u0442\u0442\u0430 \u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435<\/li>\n<li>\u0418\u043d\u0433\u043e\u0441\u0441\u0442\u0440\u0430\u0445<\/li>\n<li>\u041a\u0430\u0440\u0434\u0438\u0444<\/li>\n<li>\u041c\u0410\u041a\u0421<\/li>\n<li>\u041f\u0410\u0420\u0418<\/li>\n<li>\u0420\u043e\u0441\u0433\u043e\u0441\u0441\u0442\u0440\u0430\u0445<\/li>\n<li>\u0420\u0415\u0421\u041e-\u0413\u0430\u0440\u0430\u043d\u0442\u0438\u044f<\/li>\n<li>\u0420\u0421\u0425\u0411-\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435<\/li>\n<li>\u0421\u041e\u0413\u0410\u0417<\/li>\n<li>\u0421\u043e\u0432\u043a\u043e\u043c\u0431\u0430\u043d\u043a \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435<\/li>\n<li>\u0421\u043e\u0433\u043b\u0430\u0441\u0438\u0435<\/li>\n<li>\u0421\u0431\u0435\u0440\u0431\u0430\u043d\u043a \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435<\/li>\n<li>\u0421\u043f\u0430\u0441\u0441\u043a\u0438\u0435 \u0432\u043e\u0440\u043e\u0442\u0430<\/li>\n<li>\u0423\u0440\u0430\u043b\u0441\u0438\u0431 \u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435<\/li>\n<li>\u042d\u043d\u0435\u0440\u0433\u043e\u0433\u0430\u0440\u0430\u043d\u0442<\/li>\n<li>\u042e\u0433\u043e\u0440\u0438\u044f<\/li>\n<\/ul>\n<h3><span class=\"Markdown-Word\">\u0422\u0430\u0431\u043b\u0438\u0446\u0430<\/span><span class=\"Markdown-Word\">\u00a0\u0446\u0435\u043d<\/span><span class=\"Markdown-Word\">\u00a0\u043d\u0430<\/span><span class=\"Markdown-Word\">\u00a0\u043f\u043e\u043b\u0438\u0441\u044b<\/span><span class=\"Markdown-Word\">\u00a0\u0434\u043b\u044f<\/span><span class=\"Markdown-Word\">\u00a0\u0411\u0430\u043d\u043a\u0430<\/span><span class=\"Markdown-Word\">\u00a0\u0421\u0430\u043d\u043a\u0442\u2011\u041f\u0435\u0442\u0435\u0440\u0431\u0443\u0440\u0433<\/span><span class=\"Markdown-Word\">\u00a0(\u0441\u0443\u043c\u043c\u0430:<\/span><span class=\"Markdown-Word\">\u00a04<\/span><span class=\"Markdown-Word\">\u00a0000<\/span><span class=\"Markdown-Word\">\u00a0000<\/span><span class=\"Markdown-Word\"> \u20bd, \u0437\u0430\u0435\u043c\u0449\u0438\u043a<\/span><span class=\"Markdown-Word\">\u00a0\u2014 \u043c\u0443\u0436\u0447\u0438\u043d\u0430,<\/span><span class=\"Markdown-Word\">\u00a028.11.1991,<\/span><span class=\"Markdown-Word\">\u00a0\u043e\u0431\u044a\u0435\u043a\u0442<\/span><span class=\"Markdown-Word\">\u00a0\u2014 \u043a\u0432\u0430\u0440\u0442\u0438\u0440\u0430)<\/span><\/h3>\n<table style=\"width: 925px; background-color: #f5f8fa;\" cellpadding=\"15%\">\n<thead>\n<tr>\n<th style=\"width: 266px;\"><span class=\"Markdown-Word\">\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u044f<\/span><span class=\"Markdown-Word\">\u00a0\u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f<\/span><\/th>\n<th style=\"width: 106px;\"><span class=\"Markdown-Word\">\u0420\u0435\u0439\u0442\u0438\u043d\u0433<\/span><\/th>\n<th style=\"width: 316px;\"><span class=\"Markdown-Word\">\u0421\u0442\u0430\u0442\u0443\u0441<\/span><span class=\"Markdown-Word\">\u00a0\u0430\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u0430\u0446\u0438\u0438<\/span><\/th>\n<th style=\"width: 237px;\"><span class=\"Markdown-Word\">\u0421\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c<\/span><span class=\"Markdown-Word\">\u00a0\u043f\u043e\u043b\u0438\u0441\u0430<\/span><span class=\"Markdown-Word\">\u00a0(\u20bd)<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 266px;\"><span class=\"Markdown-Word\">\u0421\u043e\u0433\u043b\u0430\u0441\u0438\u0435<\/span><\/td>\n<td style=\"width: 106px;\"><span class=\"Markdown-Word\">4.8<\/span><span class=\"Markdown-Word\">\u00a0\/ 140<\/span><\/td>\n<td style=\"width: 316px;\"><span class=\"Markdown-Word\">\u0410\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0430<\/span><\/td>\n<td style=\"width: 237px;\"><span class=\"Markdown-Word\">5<\/span><span class=\"Markdown-Word\">\u00a0016<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 266px;\"><span class=\"Markdown-Word\">\u0417\u0435\u0442\u0442\u0430\u2011\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435<\/span><\/td>\n<td style=\"width: 106px;\"><span class=\"Markdown-Word\">4.9<\/span><span class=\"Markdown-Word\">\u00a0\/ 160<\/span><\/td>\n<td style=\"width: 316px;\"><span class=\"Markdown-Word\">\u0410\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0430<\/span><\/td>\n<td style=\"width: 237px;\"><span class=\"Markdown-Word\">3<\/span><span class=\"Markdown-Word\">\u00a0960<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 266px;\"><span class=\"Markdown-Word\">\u041f\u0410\u0420\u0418<\/span><\/td>\n<td style=\"width: 106px;\"><span class=\"Markdown-Word\">4.9<\/span><span class=\"Markdown-Word\">\u00a0\/ 1<\/span><span class=\"Markdown-Word\">\u00a0097<\/span><\/td>\n<td style=\"width: 316px;\"><span class=\"Markdown-Word\">\u0410\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0430<\/span><\/td>\n<td style=\"width: 237px;\"><span class=\"Markdown-Word\">3<\/span><span class=\"Markdown-Word\">\u00a0080<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 266px;\"><span class=\"Markdown-Word\">\u042d\u043d\u0435\u0440\u0433\u043e\u0433\u0430\u0440\u0430\u043d\u0442<\/span><\/td>\n<td style=\"width: 106px;\"><span class=\"Markdown-Word\">4.9<\/span><span class=\"Markdown-Word\">\u00a0\/ 15<\/span><\/td>\n<td style=\"width: 316px;\"><span class=\"Markdown-Word\">\u0410\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0430<\/span><\/td>\n<td style=\"width: 237px;\"><span class=\"Markdown-Word\">2<\/span><span class=\"Markdown-Word\">\u00a0992<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 266px;\"><span class=\"Markdown-Word\">\u042e\u0433\u043e\u0440\u0438\u044f<\/span><\/td>\n<td style=\"width: 106px;\"><span class=\"Markdown-Word\">4.4<\/span><span class=\"Markdown-Word\">\u00a0\/ 13<\/span><\/td>\n<td style=\"width: 316px;\"><span class=\"Markdown-Word\">\u0410\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0430<\/span><\/td>\n<td style=\"width: 237px;\"><span class=\"Markdown-Word\">2<\/span><span class=\"Markdown-Word\">\u00a0640<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 266px;\"><span class=\"Markdown-Word\">\u0421\u043e\u0432\u043a\u043e\u043c\u0431\u0430\u043d\u043a<\/span><span class=\"Markdown-Word\">\u00a0\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435<\/span><\/td>\n<td style=\"width: 106px;\"><span class=\"Markdown-Word\">4.6<\/span><span class=\"Markdown-Word\">\u00a0\/ 101<\/span><\/td>\n<td style=\"width: 316px;\"><span class=\"Markdown-Word\">\u0410\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0430<\/span><\/td>\n<td style=\"width: 237px;\"><span class=\"Markdown-Word\">2<\/span><span class=\"Markdown-Word\">\u00a0332<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 266px;\"><span class=\"Markdown-Word\">\u0410\u041a<\/span><span class=\"Markdown-Word\">\u00a0\u0411\u0410\u0420\u0421<\/span><\/td>\n<td style=\"width: 106px;\"><span class=\"Markdown-Word\">4.7<\/span><span class=\"Markdown-Word\">\u00a0\/ 205<\/span><\/td>\n<td style=\"width: 316px;\"><span class=\"Markdown-Word\">\u041d\u0435\u0430\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0430,<\/span><span class=\"Markdown-Word\">\u00a0\u043d\u043e<\/span><span class=\"Markdown-Word\">\u00a0\u0434\u0435\u0448\u0435\u0432\u043b\u0435<\/span><\/td>\n<td style=\"width: 237px;\"><span class=\"Markdown-Word\">2<\/span><span class=\"Markdown-Word\">\u00a0160<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"27004_menuItem2\" style=\"text-align: center;\" data-name=\"27004_menuItem2\">\u041e\u0442\u043c\u0435\u043d\u0430 \u0430\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u0430\u0446\u0438\u0438 \u0434\u043b\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0438<\/h2>\n<p>\u0410\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u043d\u0430\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u044f \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f\u2014\u044d\u0442\u043e \u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446\u0438\u044f, \u043a\u043e\u0442\u043e\u0440\u0430\u044f \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u0435\u0442 \u043a\u0440\u0438\u0442\u0435\u0440\u0438\u044f\u043c \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0439 \u043d\u0430\u0434\u0435\u0436\u043d\u043e\u0441\u0442\u0438 \u0431\u0430\u043d\u043a\u0430 \u0438 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u043e\u0432\u0430\u043d\u0430 \u0434\u043b\u044f \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0433\u043e \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0430.<\/p>\n<blockquote class=\"block-warning\"><p>\u0420\u0430\u043d\u0435\u0435 \u0431\u0430\u043d\u043a\u0438 \u043f\u0440\u0438\u043d\u0438\u043c\u0430\u043b\u0438 \u0438\u0441\u043a\u043b\u044e\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0438 \u0441\u0432\u043e\u0438\u0445 \u043f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u0432. \u041d\u043e \u0442\u0435\u043f\u0435\u0440\u044c \u0434\u0430\u043d\u043d\u043e\u0435 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0435 \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u043e \u043d\u0430 \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u044c\u043d\u043e\u043c \u0443\u0440\u043e\u0432\u043d\u0435 \u2014 \u043d\u0430 \u043e\u0441\u043d\u043e\u0432\u0430\u043d\u0438\u0438 <a href=\"http:\/\/publication.pravo.gov.ru\/Document\/View\/0001202301190024\" target=\"_blank\" rel=\"noopener\">\u041f\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u044f \u041f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430<\/a> \u0431\u0430\u043d\u043a \u043e\u0431\u044f\u0437\u0430\u043d \u043f\u0440\u0438\u043d\u044f\u0442\u044c \u043f\u043e\u043b\u0438\u0441 \u043b\u044e\u0431\u043e\u0439 \u0421\u041a.<\/p><\/blockquote>\n<h2 id=\"27004_menuItem3\" style=\"text-align: center;\" data-name=\"27004_menuItem3\">\u041d\u0435\u0430\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u043d\u044b\u0435 \u0434\u0435\u0448\u0435\u0432\u044b\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438<\/h2>\n<p>\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u0442\u044c\u0441\u044f \u0432 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0438\u0437 \u0441\u043f\u0438\u0441\u043a\u0430 \u0431\u0430\u043d\u043a\u0430 \u0431\u043e\u043b\u044c\u0448\u0435 \u043d\u0435 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u043e. \u0427\u0430\u0449\u0435 \u0432\u0441\u0435\u0433\u043e \u0430\u0444\u0444\u0438\u043b\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0435 \u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446\u0438\u0438 \u0443\u0441\u0442\u0430\u043d\u0430\u0432\u043b\u0438\u0432\u0430\u044e\u0442 \u0431\u043e\u043b\u0435\u0435 \u0432\u044b\u0441\u043e\u043a\u0438\u0435 \u0442\u0430\u0440\u0438\u0444\u044b \u043d\u0430 \u043f\u043e\u043b\u0438\u0441, \u0447\u0435\u043c \u0442\u0435, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043d\u0435 \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u0447\u0430\u044e\u0442 \u0441 \u0431\u0430\u043d\u043a\u043e\u043c.<\/p>\n<blockquote class=\"block-left-line line-yellow\"><p>\u041d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0438 \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438 \u0432 \u041f\u0410\u0420\u0418 2 640 \u0440\u0443\u0431. (\u043f\u0440\u0438 \u0434\u043e\u043b\u0433\u0435 2 \u043c\u043b\u043d. \u0440\u0443\u0431\u043b\u0435\u0439), \u0430 \u0432 \u043d\u0435\u0430\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u043d\u043e\u0439 \u0410\u043a \u0411\u0430\u0440\u0441 \u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 1 600 \u0440\u0443\u0431.<\/p><\/blockquote>\n\n<div class=\"additional-info__content\">\n  <div class=\"container-text\">\n    <h2>\u041c\u043d\u0435\u043d\u0438\u0435 \u044d\u043a\u0441\u043f\u0435\u0440\u0442\u0430<\/h2>\n  <\/div>\n  <div class=\"additional-info__content-author\">\n    <div class=\"additional-info__content-author-icon\">\n      <img decoding=\"async\" loading=\"lazy\" width=\"45\" height=\"45\" src=\"\/images\/osago\/expert.png\" alt=\"\u042d\u043a\u0441\u043f\u0435\u0440\u0442\" \/>\n    <\/div>\n    <div class=\"additional-info__content-author-name\">\n      <strong>\u041a\u043e\u043d\u0441\u0442\u0430\u043d\u0442\u0438\u043d \u0414\u0435\u043d\u0438\u0441\u043b\u0430\u043c\u043e\u0432<\/strong>\n      <span>\u0413\u0435\u043d\u0435\u0440\u0430\u043b\u044c\u043d\u044b\u0439 \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440 \u00ab\u041f\u043e\u043b\u0438\u0441 812\u00bb<\/span>\n    <\/div>\n  <\/div>\n  <p>\n    \u00ab\u0415\u0436\u0435\u0433\u043e\u0434\u043d\u043e \u043f\u0435\u0440\u0435\u0441\u043c\u0430\u0442\u0440\u0438\u0432\u0430\u0439\u0442\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f: \u0442\u0430\u0440\u0438\u0444\u044b \u043c\u0435\u043d\u044f\u044e\u0442\u0441\u044f, \u043f\u043e\u044f\u0432\u043b\u044f\u044e\u0442\u0441\u044f \u0430\u043a\u0446\u0438\u0438. \u0411\u0430\u043d\u043a \u043d\u0435 \u0437\u0430\u043f\u0440\u0435\u0442\u0438\u0442 \u0441\u043c\u0435\u043d\u0438\u0442\u044c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0449\u0438\u043a\u0430 \u043f\u0440\u0438 \u043f\u0440\u043e\u0434\u043b\u0435\u043d\u0438\u0438, \u0435\u0441\u043b\u0438 \u043d\u043e\u0432\u044b\u0439 \u043f\u043e\u043b\u0438\u0441 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u0435\u0442 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f\u043c. \u0422\u0430\u043a \u043c\u043e\u0436\u043d\u043e \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0442\u044c \u0433\u043e\u0434 \u043e\u0442 \u0433\u043e\u0434\u0430\u00bb.\n  <\/p>\n<\/div>\n\n<h2 id=\"27004_menuItem4\" style=\"text-align: center;\" data-name=\"27004_menuItem4\">\u0422\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f \u0431\u0430\u043d\u043a\u0430 \u043a \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0443 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f<\/h2>\n<p>\u041a\u0430\u0436\u0434\u044b\u0439 \u0431\u0430\u043d\u043a \u0438\u043c\u0435\u0435\u0442 \u043e\u0431\u0449\u0438\u0435 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f \u043a \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u043c \u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e \u0438 \u043b\u0438\u0447\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f. \u041a\u0430\u043a \u043f\u0440\u0430\u0432\u0438\u043b\u043e, \u043a\u0430\u0436\u0434\u0430\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u044f \u0441\u043e\u0431\u043b\u044e\u0434\u0430\u0435\u0442 \u043f\u0440\u0438\u043d\u044f\u0442\u044b\u0435 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u044b \u0438 \u0441\u043e\u0434\u0435\u0440\u0436\u0430\u043d\u0438\u0435 \u043f\u043e\u043b\u0438\u0441\u0430 \u0431\u0443\u0434\u0435\u0442 \u0432\u0435\u0437\u0434\u0435 \u043e\u0434\u0438\u043d\u0430\u043a\u043e\u0432\u044b\u043c. \u041f\u0435\u0440\u0435\u0434 \u0437\u0430\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435\u043c \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0430 \u043e\u0431\u0440\u0430\u0442\u0438\u0442\u0435 \u0432\u043d\u0438\u043c\u0430\u043d\u0438\u0435 \u043d\u0430 \u0442\u0430\u043a\u0438\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f:<\/p>\n<table style=\"width: 100%; border-collapse: collapse; background-color: #fafffb;\" cellpadding=\"20\">\n<tbody>\n<tr>\n<td style=\"width: 50%; height: 20px;\"><strong>\u0414\u043b\u044f \u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u0430<\/strong><\/td>\n<td style=\"width: 50%;\"><strong>\u0414\u043b\u044f \u043b\u0438\u0447\u043d\u043e\u0433\u043e<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">\n<ul>\n<li>\u041e\u0431\u044a\u0435\u043a\u0442 \u0437\u0430\u0449\u0438\u0442\u044b \u2014 \u0432\u043b\u0430\u0434\u0435\u043d\u0438\u0435 \u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u043e\u043c, \u043f\u0435\u0440\u0435\u0434\u0430\u0432\u0430\u0435\u043c\u044b\u043c \u0432 \u0437\u0430\u043b\u043e\u0433 \u0411\u0430\u043d\u043a\u0443;<\/li>\n<li>\u041e\u0441\u043d\u043e\u0432\u043d\u043e\u0439 \u0440\u0438\u0441\u043a \u2014 \u043f\u043e\u0432\u0440\u0435\u0436\u0434\u0435\u043d\u0438\u0435 \u0438\u043b\u0438 \u0443\u043d\u0438\u0447\u0442\u043e\u0436\u0435\u043d\u0438\u0435 \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438;<\/li>\n<li>\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u0442\u0435\u043b\u044c \u2014 \u0437\u0430\u0435\u043c\u0449\u0438\u043a;<\/li>\n<li>\u0421\u0440\u043e\u043a \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u044f \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0430 \u2014 \u0432\u0435\u0441\u044c \u0441\u0440\u043e\u043a \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f;<\/li>\n<li>\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u044f \u0441\u0443\u043c\u043c\u0430 \u2014 \u043d\u0435 \u043c\u0435\u043d\u0435\u0435 \u043e\u0441\u0442\u0430\u0442\u043a\u0430 \u0437\u0430\u0434\u043e\u043b\u0436\u0435\u043d\u043d\u043e\u0441\u0442\u0438 +10%;<\/li>\n<li>\u0411\u0435\u0437 \u0444\u0440\u0430\u043d\u0448\u0438\u0437\u044b.<\/li>\n<\/ul>\n<\/td>\n<td style=\"width: 50%; height: 20px;\">\n<ul>\n<li>\u041e\u0431\u044a\u0435\u043a\u0442 \u2014 \u0436\u0438\u0437\u043d\u044c \u0438 \u0437\u0434\u043e\u0440\u043e\u0432\u044c\u0435;<\/li>\n<li>\u0420\u0438\u0441\u043a \u2013 \u043f\u0440\u0438\u0447\u0438\u043d\u0435\u043d\u0438\u0435 \u0432\u0440\u0435\u0434\u0430 \u0436\u0438\u0437\u043d\u0438 \u0438 \u0437\u0434\u043e\u0440\u043e\u0432\u044c\u044e, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043f\u043e\u0432\u043b\u0435\u043a\u043b\u0438 \u0441\u043c\u0435\u0440\u0442\u044c \u0438\/\u0438\u043b\u0438 \u0438\u043d\u0432\u0430\u043b\u0438\u0434\u043d\u043e\u0441\u0442\u0438 1 \u0438\u043b\u0438 2 \u0433\u0440\u0443\u043f\u043f\u044b;<\/li>\n<li>\u0421\u0440\u043e\u043a \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u044f \u043f\u043e\u043b\u0438\u0441\u0430 \u2014 \u0434\u043e \u043c\u043e\u043c\u0435\u043d\u0442\u0430 \u043f\u043e\u0433\u0430\u0448\u0435\u043d\u0438\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u0430 (\u043c\u043e\u0436\u0435\u0442 \u0431\u044b\u0442\u044c \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u043e \u0431\u0430\u043d\u043a\u043e\u043c);<\/li>\n<li>\u0412\u044b\u0433\u043e\u0434\u043e\u043f\u0440\u0438\u043e\u0431\u0440\u0435\u0442\u0430\u0442\u0435\u043b\u044c \u2014 \u0411\u0430\u043d\u043a;<\/li>\n<li>\u041f\u043e\u043b\u0438\u0441 \u0431\u0435\u0437 \u0444\u0440\u0430\u043d\u0448\u0438\u0437\u044b.<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u2014 \u0411\u0430\u043d\u043a \u0421\u0430\u043d\u043a\u0442-\u041f\u0435\u0442\u0435\u0440\u0431\u0443\u0440\u0433 \u041e\u0442\u043c\u0435\u043d\u0430 \u0430\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u0430\u0446\u0438\u0438 \u0434\u043b\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u041d\u0435\u0430\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u043d\u044b\u0435 \u0434\u0435\u0448\u0435\u0432\u044b\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0422\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f \u0431\u0430\u043d\u043a\u0430 \u043a \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0443 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f \u041f\u0440\u0438 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u0438 \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u043e\u0444\u043e\u0440\u043c\u0438\u0442\u044c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438. \u041f\u043e\u043b\u0438\u0441 \u0442\u0440\u0435\u0431\u0443\u0435\u0442\u0441\u044f \u0435\u0436\u0435\u0433\u043e\u0434\u043d\u043e, \u043f\u043e\u044d\u0442\u043e\u043c\u0443 \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u0443 \u0432\u0430\u0436\u043d\u043e \u0432\u044b\u0431\u0440\u0430\u0442\u044c \u043d\u0435 \u0442\u043e\u043b\u044c\u043a\u043e \u0430\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u043d\u0443\u044e \u0431\u0430\u043d\u043a\u043e\u043c \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044e, \u043d\u043e \u0438 \u0434\u0435\u0448\u0435\u0432\u0443\u044e. \u041d\u0438\u0436\u0435 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u0435\u043d \u0441\u043f\u0438\u0441\u043e\u043a \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0445 \u043f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u0432 \u0431\u0430\u043d\u043a\u0430 \u0421\u0430\u043d\u043a\u0442-\u041f\u0435\u0442\u0435\u0440\u0431\u0443\u0440\u0433 \u043d\u0430 2026 \u0433\u043e\u0434. \u0421\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 &#8212; \u0411\u0430\u043d\u043a \u0421\u0430\u043d\u043a\u0442-\u041f\u0435\u0442\u0435\u0440\u0431\u0443\u0440\u0433 [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35],"tags":[53],"class_list":["post-27004","post","type-post","status-publish","format-standard","hentry","category-mortgage","tag-vzr"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.6 (Yoast SEO v23.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u0411\u0430\u043d\u043a \u0421\u0430\u043d\u043a\u0442-\u041f\u0435\u0442\u0435\u0440\u0431\u0443\u0440\u0433 \u2014 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u043f\u043e \u0438\u043f\u043e\u0442\u0435\u043a\u0435 2026<\/title>\n<meta name=\"description\" content=\"\u041a\u0430\u043b\u044c\u043a\u0443\u043b\u044f\u0442\u043e\u0440 \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u0438 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u0434\u043b\u044f \u0411\u0430\u043d\u043a\u0430 \u00ab\u0421\u0430\u043d\u043a\u0442-\u041f\u0435\u0442\u0435\u0440\u0431\u0443\u0440\u0433\u00bb. \u0420\u0430\u0441\u0441\u0447\u0438\u0442\u0430\u0442\u044c \u0446\u0435\u043d\u0443 \u043e\u0442 \u0430\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u043d\u044b\u0445 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439, \u043e\u0444\u043e\u0440\u043c\u0438\u0442\u044c \u043f\u043e\u043b\u0438\u0441 \u0437\u0430 5 \u043c\u0438\u043d\u0443\u0442\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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